Why Use Online Bill Paying Services?

Imagine paying all your bills with a few clicks of a mouse. Kiss stamps, envelopes and trips to the post office goodbye by using online bill paying services. Paying your bills online saves you oodles of time and money. These services are available twenty–four hours a day so you can pay your bills on your own time.

Online bill pay also saves you the hassle of paying late fees. Most services provide alerts that let you know when your bills have arrived, when they’re due and when they have been paid. Your payments are guaranteed to arrive on the date you set every time.

Online bill pay is faster and is as secure as regular mail. Legitimate financial institutions go to great lengths to protect their customers. Much of identity theft occurs from your own mailbox, so transacting online with the latest encryption and security technology will assure your information is safe.

In this site, you’ll find articles related to online bill paying services, as well as comprehensive reviews and a side–by–side comparison to help you make an informed decision on which service is right for your bill paying needs. At TopTenREVIEWS — We do the research so you don’t have to.™

What to Look for in an Online Bill Paying Service

Online bill paying services offer a variety of bill management and payment features to make your life simpler and more efficient. The services vary in what they offer, so make sure the service you pick can fill your needs.

Below are the criteria TopTenREVIEWS used to evaluate online bill paying services.

 

  • Bill Management – Bill management features keep you on target for paying your bills on time. They should offer different alerts that tell you when your bills arrive, are due and are paid. You should be able to view the details of your bill regardless of its format. Other handy features include a bill payment calendar and online notes.
  • Payment Features – Online bill paying services include a variety of payment features. Some pay anyone you would normally pay with check and others only pay those who accept electronic payments. The service should allow you to choose which payments you want to pay each month and which you want paid automatically. Account types and which banks you can use to pay your bills vary depending on the service.
  • Ease of Use/Setup – Online bill paying services should be easy to setup and use, otherwise they don’t provide the convenience they promise. You should have to enter your payee and account information only once.
  • Help/Support – Look for a service that offers customer support 24 hours a day 7 days a week because your financial information can be time critical.

To see the best Online Bill Paying Service we could find, see Paytrust.

 

 
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Pay with a Click – Not a Check

Stop paying bills the old–fashioned way. Kick stamps, envelopes and late fees to the curb while saving time and simplifying life – use an online bill paying service.

Rank #1#2#3#4#5#6#7#8#9#10
Excellent score   Excellent
Very good score   Very Good
Good score   Good
Fair score   Fair
Poor score   Poor
Paytrust MSN Bill Pay Status Factory Wells Fargo Bill Pay Quicken Bill Pay PNC CheckFree BillPay.ie CompassPC HSBC
Paytrust MSN Bill Pay Status Factory Wells Fargo Bill Pay Quicken Bill Pay PNC CheckFree BillPay.ie CompassPC HSBC
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Basic Monthly Plan Buy Paytrust
$2.95
Buy MSN Bill Pay
$2.95
Buy Status Factory
$5.95
Wells Fargo Bill Pay
Buy Quicken Bill Pay
$9.95
PNC
CheckFree
BillPay.ie
CompassPC
HSBC
 
Overall Rating Excellent Excellent Excellent Excellent Excellent Very Good Very Good Very Good Very Good Very Good
Ratings
Bill Management Excellent Excellent Very Good Excellent Very Good Very Good Very Good Very Good Good Good
Payment Features Excellent Excellent Excellent Excellent Excellent Excellent Good Good Very Good Very Good
Ease of Use/Setup Excellent Excellent Excellent Excellent Excellent Excellent Excellent Very Good Very Good Excellent
Help/Support Excellent Excellent Excellent Excellent Very Good Very Good Very Good Excellent Excellent Excellent
View Specifications Go! Go! Go! Go! Go! Go! Go! Go! Go! Go!
View Screenshots View Paytrust screenshots View MSN Bill Pay screenshots View Status Factory screenshots              
Bill Management
E-bills available Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Scanned Paper Bills Check Mark   Check Mark              
View Bill Details Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Run Reports Check Mark             Check Mark Check Mark  
Bill Arrival Alert Check Mark Check Mark Check Mark   Check Mark   Check Mark Check Mark Check Mark  
Bill Becoming Due Alert Check Mark Check Mark Check Mark     Check Mark     Check Mark  
Bill Not Received Alert Check Mark   Check Mark         Check Mark Check Mark  
Payment Confirmations Check Mark Check Mark Check Mark Check Mark       Check Mark   Check Mark
Print Copy of Bill Check Mark     Check Mark   Check Mark Check Mark     Check Mark
Online Notes Check Mark Check Mark           Check Mark Check Mark  
Automatic Checkbook Balancing Check Mark     Check Mark         Check Mark  
Bill Calendar   Check Mark   Check Mark            
Payment Features
Secure Site Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Service Pays E-bills Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark
Service Cuts Paper Checks Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark        
Pay Anyone Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark       Check Mark
Pay with Credit Cards       Check Mark     Check Mark Check Mark   Check Mark
Pay from Checking Account Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark    
Manual Authorization Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark    
Automatic/recurring Payments Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Multiple Pay Accounts Supported Check Mark Check Mark Check Mark Check Mark Check Mark          
Use any Bank Check Mark Check Mark Check Mark   Check Mark     Check Mark    
Late Charges Covered if Fault of Service Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark  
No Charges for Insufficent Funds             Check Mark      
Payment History Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark Check Mark    
Extra Transactions $0.50 $0.50 $0.75 N/A $0.50 N/A N/A   Check Mark  
Records and Xtras
Keeps Records 1 year 6 mos. 1 year N/A N/A N/A 6 mos. Check Mark Check Mark 1 year
End of Year CD-Rom N/A N/A N/A N/A N/A N/A N/A   Check Mark N/A
Spending Alerts                 Check Mark  
Spending Analysis                    
Technical Help/Support
Telephone Support Check Mark   Check Mark Check Mark   Check Mark   Check Mark Check Mark Check Mark
Email Support Check Mark   Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Online Help               Check Mark Check Mark Check Mark
FAQ Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark   Check Mark Check Mark
User Forums         Check Mark          
 
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Basic Monthly Plan Buy Paytrust
$2.95
Buy MSN Bill Pay
$2.95
Buy Status Factory
$5.95
Wells Fargo Bill Pay
Buy Quicken Bill Pay
$9.95
PNC
CheckFree
BillPay.ie
CompassPC
HSBC

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