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Why Use Online Bill Paying Services?


Imagine paying all your bills with a few clicks of a mouse. Kiss stamps, envelopes and trips to the post office goodbye by using online bill paying services. Paying your bills online saves you oodles of time and money. These services are available twenty–four hours a day so you can pay your bills on your own time.

Online bill pay also saves you the hassle of paying late fees. Most services provide alerts that let you know when your bills have arrived, when they’re due and when they have been paid. Your payments are guaranteed to arrive on the date you set every time.

Online bill pay is faster and is as secure as regular mail. Legitimate financial institutions go to great lengths to protect their customers. Much of identity theft occurs from your own mailbox, so transacting online with the latest encryption and security technology will assure your information is safe.

In this site, you’ll find articles related to online bill paying services, as well as comprehensive reviews and a side–by–side comparison to help you make an informed decision on which service is right for your bill paying needs. At TopTenREVIEWS — We do the research so you don’t have to.™


What to Look for in an Online Bill Paying Service

Online bill paying services offer a variety of bill management and payment features to make your life simpler and more efficient. The services vary in what they offer, so make sure the service you pick can fill your needs.

Below are the criteria TopTenREVIEWS used to evaluate online bill paying services.

  • Bill Management – Bill management features keep you on target for paying your bills on time. They should offer different alerts that tell you when your bills arrive, are due and are paid. You should be able to view the details of your bill regardless of its format. Other handy features include a bill payment calendar and online notes.
  • Payment Features – Online bill paying services include a variety of payment features. Some pay anyone you would normally pay with check and others only pay those who accept electronic payments. The service should allow you to choose which payments you want to pay each month and which you want paid automatically. Account types and which banks you can use to pay your bills vary depending on the service.
  • Ease of Use/Setup – Online bill paying services should be easy to setup and use, otherwise they don’t provide the convenience they promise. You should have to enter your payee and account information only once.
  • Help/Support – Look for a service that offers customer support 24 hours a day 7 days a week because your financial information can be time critical.
To see the best Online Bill Paying Service we could find, see Paytrust.

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ARTICLES
Bill Paying Services Definitions
Be Safe: Tips for Online Bankers
Why Use Online Bill Pay?


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Bill Paying BOOKS
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Bill Paying NEWS

December 5, 2006
FundsXpress Financial Network, Inc. and First American Bank & Trust Announce Renewal of Strategic Partnership
PR Web
FundsXpress Financial Network, Inc., the premier provider of online financial services, and First American Bank & Trust, a $640 million asset financial institution headquartered in Vacherie, Louisiana, today announced the renewal and expansion of their st


November 28, 2006
iPay Annual User’s Conference Focuses on Long-Term Partnerships
Business Wire
ELIZABETHTOWN, Ky.--(BUSINESS WIRE)--iPay Technologies, a leading online bill pay provider for community financial institutions, recently hosted its annual User’s Conference in Nashville, Tennessee, from October 18 to 20. With a focus on long-term partner


Bill Paying Services News Articles




Bill Paying Services Review - A Review of the top Bill Paying Services products

Pay with a Click – Not a Check

Stop paying bills the old–fashioned way. Kick stamps, envelopes and late fees to the curb while saving time and simplifying life – use an online bill paying service.

Click to read   "Why Use Online Bill Paying Services?"

 eMAIL TO A FRIEND
   
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Basic Monthly Plan
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Overall Rating
Ratings
Bill Management
Payment Features
Ease of Use/Setup
Help/Support
Bill Management
E-bills available                  
Scanned Paper Bills  

 





View Bill Details                  
Run Reports  




 


Bill Arrival Alert        
 

 
Bill Becoming Due Alert        

   

Bill Not Received Alert  

 





Payment Confirmations          




Print Copy of Bill    

 
     
Online Notes  
 






Automatic Checkbook Balancing  


 




Bill Calendar

 
 
 


Payment Features
Secure Site                  
Service Pays E-bills            
   
Service Cuts Paper Checks            
 

Pay Anyone            
 

Pay with Credit Cards
 

 
 
 
Pay from Checking Account                  
Manual Authorization                  
Automatic/recurring Payments            
   
Multiple Pay Accounts Supported  
         


Use any Bank        
   


Late Charges Covered if Fault of Service                  
No Charges for Insufficent Funds





 
 
Payment History          
     
Extra Transactions $0.50 $0.40 $0.50 $0.75 N/A $0.50 N/A N/A N/A
Records and Xtras
Keeps Records 1 year 6 mos. 6 mos. 1 year N/A N/A N/A N/A 6 mos.
End of Year CD-Rom N/A N/A N/A N/A N/A N/A N/A N/A N/A
Spending Alerts





 


Spending Analysis





 


Technical Help/Support
Telephone Support  

   

 

Email Support    
     
   
Online Help









FAQ              
 
User Forums




 



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TOP TEN SERVICES Paytrust Yahoo! Bill Pay MSN Bill Pay Status Factory Wells Fargo Bill Pay Quicken Bill Pay AOL Bill Manager Plus PNC CheckFre BillPay.

 
 
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