Why Use Online Bill Paying Services?

Imagine paying all your bills with a few clicks of a mouse. Kiss stamps, envelopes and trips to the post office goodbye by using online bill paying services. Paying your bills online saves you oodles of time and money. These services are available twenty–four hours a day so you can pay your bills on your own time.

Online bill pay also saves you the hassle of paying late fees. Most services provide alerts that let you know when your bills have arrived, when they’re due and when they have been paid. Your payments are guaranteed to arrive on the date you set every time.

Online bill pay is faster and is as secure as regular mail. Legitimate financial institutions go to great lengths to protect their customers. Much of identity theft occurs from your own mailbox, so transacting online with the latest encryption and security technology will assure your information is safe.

In this site, you’ll find articles related to online bill paying services, as well as comprehensive reviews and a side–by–side comparison to help you make an informed decision on which service is right for your bill paying needs. At TopTenREVIEWS We Do the Research So You Don’t Have To.™

What to Look for in an Online Bill Paying Service

Online bill paying services offer a variety of bill management and payment features to make your life simpler and more efficient. The services vary in what they offer, so make sure the service you pick can fill your needs.

Below are the criteria TopTenREVIEWS used to evaluate online bill paying services.

Bill Management
Bill management features keep you on target for paying your bills on time. They should offer different alerts that tell you when your bills arrive, are due and are paid. You should be able to view the details of your bill regardless of its format. Other handy features include a bill payment calendar and online notes.

Payment Features
Online bill paying services include a variety of payment features. Some pay anyone you would normally pay with check and others only pay those who accept electronic payments. The service should allow you to choose which payments you want to pay each month and which you want paid automatically. Account types and which banks you can use to pay your bills vary depending on the service.

Ease of Use/Setup
Online bill paying services should be easy to setup and use, otherwise they don’t provide the convenience they promise. You should have to enter your payee and account information only once.

Help/Support
Look for a service that offers customer support 24 hours a day 7 days a week because your financial information can be time critical.

To see the best Online Bill Paying Service we could find, see Paytrust.

 
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Pay with a Click - Not a Check

Stop paying bills the old-fashioned way. Kick stamps, envelopes and late fees to the curb while saving time and simplifying life-use an online bill paying service.

Rank #1#2#3#4#5#6#7#8#9#10
Excellent score   Excellent
Very good score   Very Good
Good score   Good
Fair score   Fair
Poor score   Poor
Paytrust MSN Bill Pay myezbills Wells Fargo Bill Pay Quicken Bill Pay PNC CheckFree BillPay.ie CompassPC HSBC
Paytrust MSN Bill Pay myezbills Wells Fargo Bill Pay Quicken Bill Pay PNC CheckFree BillPay.ie CompassPC HSBC
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Basic Monthly Plan Buy Paytrust
$2.95
Buy MSN Bill Pay
$2.95
Buy myezbills
$5.95
Buy Wells Fargo Bill Pay
 
Buy Quicken Bill Pay
$9.95
PNC
 
CheckFree
 
BillPay.ie
 
CompassPC
 
HSBC
 
 
Overall Rating Excellent Excellent Excellent Excellent Excellent Very Good Very Good Very Good Very Good Very Good
Ratings
Bill Management Excellent Excellent Very Good Excellent Very Good Very Good Very Good Very Good Good Good
Payment Features Excellent Excellent Excellent Excellent Excellent Excellent Good Good Very Good Very Good
Ease of Use/Setup Excellent Excellent Excellent Excellent Excellent Excellent Excellent Very Good Very Good Excellent
Help/Support Excellent Excellent Excellent Excellent Very Good Very Good Very Good Excellent Excellent Excellent
View Specifications Go! Go! Go! Go! Go! Go! Go! Go! Go! Go!
View Screenshots View Paytrust screenshots View MSN Bill Pay screenshots View myezbills screenshots        
Bill Management
E-bills available Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Scanned Paper Bills Check Mark   Check Mark        
View Bill Details Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Run Reports Check Mark        Check Mark Check Mark  
Bill Arrival Alert Check Mark Check Mark Check Mark   Check Mark   Check Mark Check Mark Check Mark  
Bill Becoming Due Alert Check Mark Check Mark Check Mark    Check Mark    Check Mark  
Bill Not Received Alert Check Mark   Check Mark      Check Mark Check Mark  
Payment Confirmations Check Mark Check Mark Check Mark Check Mark     Check Mark   Check Mark
Print Copy of Bill Check Mark    Check Mark   Check Mark Check Mark    Check Mark
Online Notes Check Mark Check Mark       Check Mark Check Mark  
Automatic Checkbook Balancing Check Mark    Check Mark      Check Mark  
Bill Calendar   Check Mark   Check Mark       
Payment Features
Secure Site Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Service Pays E-bills Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark
Service Cuts Paper Checks Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     
Pay Anyone Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark     Check Mark
Pay with Credit Cards     Check Mark    Check Mark Check Mark   Check Mark
Pay from Checking Account Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   
Manual Authorization Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   
Automatic/recurring Payments Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark
Multiple Pay Accounts Supported Check Mark Check Mark Check Mark Check Mark Check Mark      
Use any Bank Check Mark Check Mark Check Mark   Check Mark    Check Mark   
Late Charges Covered if Fault of Service Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark  
No Charges for Insufficent Funds        Check Mark    
Payment History Check Mark Check Mark Check Mark Check Mark   Check Mark Check Mark Check Mark   
Extra Transactions $0.50 $0.50 $0.75 N/A $0.50 N/A N/A   Check Mark  
Records and Xtras
Keeps Records 1 year 6 mos. 1 year N/A N/A N/A 6 mos. Check Mark Check Mark 1 year
End of Year CD-Rom N/A N/A N/A N/A N/A N/A N/A   Check Mark N/A
Spending Alerts          Check Mark  
Spending Analysis           
Technical Help/Support
Telephone Support Check Mark   Check Mark Check Mark   Check Mark   Check Mark Check Mark Check Mark
Email Support Check Mark   Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark Check Mark  
Online Help         Check Mark Check Mark Check Mark
FAQ Check Mark Check Mark Check Mark Check Mark Check Mark   Check Mark   Check Mark Check Mark
User Forums      Check Mark      
 
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Basic Monthly Plan Buy Paytrust
$2.95
Buy MSN Bill Pay
$2.95
Buy myezbills
$5.95
Buy Wells Fargo Bill Pay
 
Buy Quicken Bill Pay
$9.95
PNC
 
CheckFree
 
BillPay.ie
 
CompassPC
 
HSBC
 

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